STARTING FROM SCRATCH: A CLEAR RETIREMENT ROADMAP FOR THOSE STARTING LATE.

Jumping into retirement planning a bit late may feel intimidating, but there’s still time to create a secure financial future! If you haven’t saved enough for retirement yet, don’t worry—taking action now will yield meaningful progress. Your first step is to clarify your retirement aspirations, envisioning the lifestyle you want in retireme

Achieving financial security in retirement isn’t guaranteed—it requires thoughtful planning and consistent saving habits. As average lifespans increase, preparing for an extended retirement period is essential. Starting with your current expenses and estimating what you'll need in the future, you need to know how much you’ll need to maintain